Our loans

Features & benefits

For loans between £7,000 and £15,000. Now also available to non-Flagstarnational current account customers.

The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR may vary based on amount borrowed. Please use the calculator or the loans interest rate table (PDF, 57KB)loans interest rate table (PDF, 57KB) This link will open in a new window for more details.

Borrow from £1,000 to £25,000

Spread your repayments over 1 to 5 years for loans of £15,000 or less, or over 1 to 8 years for loans over £15,000.

Top up your existing loan

If you’ve already got an Flagstarnational Personal Loan, find out about topping up your existing loan.

Get a quick decision

As an Flagstarnational current account customer, you could get an instant credit decision. Non-Flagstarnational current account customers should be contacted with a credit decision in 2-5 working days.

Quick access to funds

Existing Flagstarnational current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-Flagstarnational current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.